May 10, 2022, Posted By Valeria G

What Happens When You Opt Out of LexisNexis?

Ever wanted to know what happens when you opt out of LexisNexis? Learn essential information in our guide below.

LexisNexis is a data broker platform that collects and sells personal data to companies and other organizations. A lot of this data is info that you most likely don’t want being passed around, together with your telephone number, house address, members of the family’ details, and even your salary.

While it’s legal to collect and sell this data, problems related to online privacy issues can happen when it falls into the improper hands, as once a data broker sells info to a purchaser, they no longer have any management over it.

That is usually how organizations behind spam, scam, and robocalls as well as spam and scam texts get hold of personal data. Due to this fact, if you wish to protect your id, it is best to always be monitoring data brokers’ websites similar to LexisNexis and removing personal data every time you discover it.

First of all, what is Lexis Nexis? Is LexisNexis legit? It offers database services and collects individuals’ personal information from all public records, online accounts, and social media sites. LexisNexis provides legal and professional solutions as its core product, allowing businesses and organizations to access publications and public records.

As part of its product offerings, Lexisnexis Risk Data Retrieval Services LLC also provides a CLUE report, a claims history database for insurance companies to access consumer claims information. The LexisNexis® Risk Solutions Group (consumer.risk.lexisnexis.com) has LexisNexis Risk Solutions Reports which essentially aim to provide data analytics to aid businesses in predicting risk.

Another product, the Financial Institution Reporting System, is a solution for producing and delivering lien holder, mortgagee, and additional insured notices.

Searching for a solution to the problem: What happens when you opt out of LexisNexis? On this page, we’ve gathered for you probably the most correct and complete info that can totally answer the question: What happens when you opt out of LexisNexis?

Why You Need to Get Your Info Off LexisNexis

Info submitted to LexisNexis as a part of a suppression request as set forth in this policy might be used solely in fulfilling the request. Information Suppression requests might be processed within a reasonable time or as required by regulation.

People could request to opt out of having personal information about themselves made accessible through certain LexisNexis services and products in accordance with legal requirements or if permitted by LexisNexis policy. Such requests are known as “Information suppression requests.”

It takes as many as 30 days for LexisNexis to review your request and take away the information from their website. They might reach out to collect additional info before processing the removal. If you don’t hear from them within follow days, follow up with their support staff at their privacy hotline: 1-800-831-2578.

In case you don’t hear from LexisNexis within these 30 days, you’ll be able to reach them at their privacy hotline: 1-800-831-2578 or at privacy.information.mgr@lexisnexis.com.

What’s the Purpose of LexisNexis?

Advancing the rule of law all over the world. LexisNexis Legal & Professional is a number one world provider of legal, regulatory, and business info and analytics that help clients increase productiveness, improve decision-making and outcomes, and advance the rule of law all over the world.

What Happens if I Freeze LexisNexis?

Freeze Access to Your Credit File Applying a security freeze prohibits LexisNexis Risk Solutions and SageStream from releasing your LexisNexis Consumer Disclosure Report, your SageStream Consumer Report, or your credit score rating without your express authorization.

What Does it Mean to opt out of LexisNexis?

People might request to opt-out of having personal information about themselves made accessible through certain LexisNexis services and products, in accordance with legal requirements or if permitted by LexisNexis policy. These kinds of requests are known as “Information Suppressions.”

Is it Good to opt-out of LexisNexis?

Is LexisNexis safe? Certainly not — at least if you value your online privacy. Removing your information minimizes your risk of identity theft, scams, and other online privacy issues. Not everyone seems to be comfy with the usage of this info, which is why there’s a LexisNexis opt-out process.

Why Did I Get a Letter from LexisNexis?

In case you receive a letter from LexisNexis, this message is for you. LexisNexis is working with ConsumerInfo.com, Inc., an Experian company, to offer you a range of credit management and id protection services, to assist recipients of the letter to monitor their fair credit reporting act for one year without charge.

Is LexisNexis a Consumer Reporting Agency?

LexisNexis Risk Solutions is a consumer reporting agency that gives information about customers to companies and government agencies. The reports offered by LexisNexis Risk solutions are used by debt collection agencies, creditors, banks, insurance corporations, healthcare providers, law enforcement, and more.

How Long Does it Take for LexisNexis to Freeze Your Account?

Thanks for your curiosity about LexisNexis’ information suppression program. Your request to have your personal information suppressed from our public records products has been received and is in process. Please be aware that it might take as much as 72 hours to suppress your info from LexisNexis services and products.

Why is LexisNexis on my Credit Report?

Why is LexisNexis or Insurance Initiatives Ltd (IIL) on my credit file? A LexisNexis/IIL search footprint in your credit file demonstrates that an insurer or broker has requested LexisNexis/IIL to search your information with a Credit Reference Agency (“CRA”).

How do I File a LexisNexis Dispute?

LexisNexis may be reached in one among 3 ways: Physical address: Write to the company at LexisNexis Consumer Center, ATTN: FACT Act Dispute Request, P.O. Box 105295, Atlanta, GA, 30348-5295.Telephone fax or postal mail: 888-497-0011 from 8 a.m. to 7 p.m. ET.E-mail: consumer.documents@LexisNexis.com.

Who Uses LexisNexis?

Examples of LexisNexis customers include law enforcement agencies, federal homeland security departments, banking, and financial services companies and insurance carriers, legal professionals, and state and local governments. Certain products, similar to PeopleWise and Vitalcheck, are sold to the general public.

Should I opt out of LexisNexis?

Removing your information minimizes your risk of identity theft, scams, and other online privacy issues. Because of its use of analytics, however, LexisNexis gathers and uses info on a range of people. Not everyone seems to be comfy with the usage of this info, which is why there’s a LexisNexis opt-out process.

Steps to take to opt-out of LexisNexis

Submitting a LexisNexis opt out isn’t difficult, however, that doesn’t mean the company will comply with your request for removal, unfortunately.

Requests for deletion from restricted public records products must include documentation backing up a claim of the risk of physical harm or that you’re the identity theft victim.

Since so many people have been part of the latest information breaches, proving this will not actually be that tough!

Even so, the company’s policy states that so as to approve your removal request, which the company refers to as “information suppression” requests you need to meet one of three criteria:

You’re an identity theft victim.

In case you are a victim of identity theft, you have to submit a copy of a police report documenting the identity theft or documentation that verifies the identity theft claim. Examples include a letter from your bank card company or an Identity Theft Affidavit.

You’re a law enforcement officer or public official exposed to a risk of death or serious bodily harm.

In case you are a law enforcement officer or public official you have to submit a letter from your supervisor stating that your position exposes you to a risk of death or serious bodily harm.

You’re at risk of physical harm but don’t work in law enforcement.

In case you are at risk of physical harm but don’t work in law enforcement, you will need to submit a copy of a court protective order, a copy of a police report, or comparable documentation similar to a letter from a shelter administrator or a health care professional.

How you can Opt-Out Request of LexisNexis

Remember that the LexisNexis opt-out process only applies in certain conditions. Specifically, you’ll only be capable to remove most of the info if you’re an identity theft victim or at risk of experiencing physical harm. Nonetheless, anybody can remove some of the info. The next steps will guide you thru this process:

1. Go on to the LexisNexis opt-out form at https://optout.lexisnexis.com/. Click on “Next”.

2. Read through the instructions & click on “Next”.

3. Select an Opt-Out reason from the dropdown menu & click on “Next”.

If you choose “I am at risk of physical harm” or ” I am a victim of identity theft”, then you will have to provide the police jurisdiction, the report number of your case, and a copy of the police report.

4. Fill in the form, including your first name and last name. Click on “Add person”.

Your social security number is optional, however, it could help ensure the proper record is suppressed. You’ll be able to add multiple people at this step.

5. Enter your full mailing address. Then click on “Add address”.

You’ll be able to add multiple addresses at this step.

6. Add a preferred method of communication for LexisNexis to contact you with follow-up information. Click on “Confirm request”.

Choose “Do not send postal mail” in case you choose to not receive any communication to the provided mailing addresses.

7. This completes the opt-out process. Record the confirmation number in case you need to follow up with LexisNexis.

It takes as much as 30 days for LexisNexis to review your request and remove the data from their website. They might reach out to collect additional info before processing the removal.

What Happens After You Opt-Out Of LexisNexis?

After you’ve completed an opt-out of LexisNexis, the personal information that you’ve requested to be removed can be suppressed. Because of this searches for your records on the LexisNexis databases won’t be found by another user of the platform.

In case you’ve suffered from identity theft, and even cyberstalking, removing your information from LexisNexis will help lower the potential of criminals and predators accessing your personal data.

What info does LexisNexis have on me?

LexisNexis. Your professional and private and financial life are revealed in a LexisNexis Full File Disclosure, which is similar to data in credit reports. It may include whether you own a house and what you paid, earlier addresses, professional licenses, liens, judgments, and more.

Does LexisNexis have an effect on credit score?

The searches performed by LexisNexis are classed as ‘soft searches’, these kinds of searches don’t have any impact on your credit score rating.